SEC Registered  ·  Fee-Based  ·  Fiduciary

Don't Leave Money on the Table.
Or Miss a Medicare Deadline.

Social Security and Medicare are two of the most important — and most confusing — decisions you'll make in retirement. Get a free, personalized review from Alex Petronella, SRL's Social Security & Medicare specialist, before you decide.

No cost · No obligation 25+ years experience Fee-based · No commissions
Warm meeting around a table with sunlight through windows
SEC Registered Investment Adviser
Fee-Based · No Commissions
Fiduciary Standard
Personal. Not Automated.

Why This Matters

The wrong filing age or a missed enrollment window doesn't just cost you once — it follows you for the rest of your life.

Filing for Social Security too early can permanently reduce your monthly benefit. Missing a Medicare enrollment window can mean a penalty added to your premium for as long as you have coverage. These aren't decisions with a "redo" button — and most people make them based on a form letter or a call center script, not a plan built around their actual situation.

01
A Personalized Filing Strategy
We look at your work history, spousal benefits, health, and other income sources to help you understand your optimal Social Security filing window — not a generic rule of thumb.
02
Medicare Guidance, Without the Jargon
Parts A, B, C, D, Medigap — we'll walk through what applies to your situation and help you understand your enrollment windows so you avoid unnecessary penalties.
03
Fee-Based Guidance, Not a Sales Pitch
We don't sell or receive commissions on Medicare insurance plans. Our advice is fee-based and fiduciary — our only obligation is to give you an honest, personalized answer.
04
A Specialist, Not a Call Center
You'll work directly with Alex Petronella, whose focus at SRL is Social Security timing and Medicare — not a rotating call center rep reading from a script.

How It Works

Three simple steps. No pressure, no obligation.

1
Schedule your free consultation
By phone or through the form below — whichever is easier for you.
2
We review your specific situation
Your work history, health coverage needs, other income, and goals.
3
You get a clear, personalized plan
With no pressure to act on it right away.
Alexander Petronella
Alexander J. Petronella
Investment Adviser — Social Security & Medicare Specialist
Series 65Insurance Licensed

"Social Security timing and Medicare enrollment are the two areas I focus on every day. When you reach out, you're talking directly to me — not a call center."

Want to Look at the Numbers Yourself First?

We already publish some of our planning tools online.

If you'd like to explore before your consultation, these are free and available anytime:

Social Security Tax Guide Retirement Income Analysis Tool Social Security Break-Even Calculator

Common Questions

Is this really free?
Yes. Your initial consultation carries no cost and no obligation to work with us further.
Are you part of the Social Security Administration or Medicare?
No. SRL is an independent, fee-based fiduciary investment adviser — not affiliated with or endorsed by the Social Security Administration or the federal Medicare program. We help you understand your options within the government's rules.
Do you sell Medicare insurance plans?
No. Our Social Security and Medicare planning guidance is fee-based advisory work — we do not sell or receive commissions on Medicare insurance products.
I already filed for Social Security or enrolled in Medicare — can you still help?
Yes — there are often adjustments and strategies that still apply even after your initial decisions.
What should I bring to my consultation?
Nothing is required, but a recent Social Security statement is helpful if you have one handy.

Your decision doesn't have to be a guess.

Schedule your free, no-obligation consultation with Alex and get clarity on your Social Security and Medicare options — from someone who'll actually pick up the phone.

  • No cost, no obligation
  • A real conversation with Alex — not a call center
  • Fee-based guidance — we don't sell Medicare plans
  • Usually a response within one business day

Request Your Free Consultation

By submitting this form you consent to SRL contacting you by phone or email about Social Security and Medicare planning. Message and data rates may apply. See our Privacy Notice for details. SRL does not sell or share your information with third parties for marketing purposes.

Thank you — your request has been sent. Alex will be in touch with you shortly. In the meantime, feel free to call us directly at (732) 481-2200 and ask for Alex.

Responding to a mailer? Mention the code on your postcard when we call.